{"title":"Digital","description":null,"products":[{"product_id":"the-justice-journals-bank-statement-toolkit","title":"The Justice Journals Bank Statement Toolkit","description":"\u003ch2\u003eTake control of your financial footprint before the new 2026 banking changes take effect.\u003c\/h2\u003e\n\u003cp\u003eAcross the UK, more people are becoming concerned about how banks interpret their spending, what information is shared under the FEAR Act, a new silently passed Act that automates monitoring affecting ordinary customers.\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003eThe Justice Journals Bank Statement Toolkit is a 34-page digital survival system designed to give you clarity, confidence, and structure as the financial landscape becomes more complex.\u003c\/p\u003e\n\u003cp\u003eThis toolkit does not offer theory. It offers practical organisation tools, plain-English explanations, and structured templates that help you stay informed, prepared, and in control. It is suitable for anyone who wants to understand how their financial data is accessed, how reviews are triggered, and how to maintain clear personal records that support transparency and self-advocacy.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eClear explainers on how banking data is interpreted\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eWhat the FEAR Act actually changes\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eWhat starts covert monitoring of your accounts under the FEAR act\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eWhat agencies like HMRC, DWP look for as a red flag\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eHow Open Banking access works\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eWhere misunderstandings commonly happen\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eWhat triggers clarification requests\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eHow to organise your financial information\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eTemplates you can use to ask your bank for clarity\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eTrackers to help you stay on top of spending patterns\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eA special bonus section: my safest bank recommendation for 2025\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eThis is not about fear.\u003cbr\u003eIt is about being prepared, informed, and protected.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch2\u003eWhat the \u003cmeta charset=\"utf-8\"\u003eThe Justice Journals Bank Statement Toolkit includes\u003c\/h2\u003e\n\u003cp\u003eThe toolkit contains a curated combination of guidance, frameworks and ready-to-use templates. Without giving away the product in full, here is what you can expect:\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e1. Foundation explainers\u003c\/strong\u003e\u003cbr\u003eSimple breakdowns of how modern bank monitoring works, what data categories matter most, and how digital systems make decisions about account behaviour.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e2. Consumer protection guidance\u003c\/strong\u003e\u003cbr\u003eStep-by-step information that helps you stay organised and understand what actions help prevent confusion or misinterpretation by automated systems or bank compliance teams.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e3. Essential templates\u003c\/strong\u003e\u003cbr\u003eProfessionally written request templates for obtaining clarity from your bank, reviewing data access, and asking for explanations where needed. These are delivered in both PDF format and editable versions.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e4. Behaviour and data audit tools\u003c\/strong\u003e\u003cbr\u003eStructured pages that allow you to log, track, and organise key financial habits, spending patterns, and account access so that your information is easy to reference if you are ever asked to provide clarification.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e5. Practical trackers\u003c\/strong\u003e\u003cbr\u003eTools designed to help you document financial patterns that are often misunderstood by automated reviews. These are particularly helpful for disabled customers, carers, self-employed individuals, and people managing fluctuating circumstances.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e6. Special Bonus: Safest Bank Recommendation (2025)\u003c\/strong\u003e\u003cbr\u003eBased on current operational transparency, consumer protections, digital systems and reliability, the toolkit includes a detailed explanation of which bank currently offers the strongest safeguards and clarity around data access and transaction interpretation. This bonus section explains the reasoning behind the recommendation so you can make an informed choice.\u003c\/p\u003e\n\u003cp\u003eThis combination of guidance, tools, and templates makes the Anti-FEAR Banking Toolkit one of the most comprehensive and accessible consumer-protection packs available for 2025.\u003c\/p\u003e\n\u003cp\u003e7. How to deal with secret and non - disclosed assets amidst the new FEAR bill.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch2\u003eWho this toolkit is designed for\u003c\/h2\u003e\n\u003cp\u003eThis resource is suitable for anyone who wants to understand their financial data and maintain clear, organised records. It is especially helpful for:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eUk residents\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eDisabled adults and people with fluctuating health\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eSelf-employed individuals\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eCarers and part-time workers\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003ePeople with overseas families or complex financial responsibilities\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eAnyone who feels anxious or uncertain about banking changes\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eIndividuals who want to stay prepared for account checks or clarification requests\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eThe toolkit does not provide financial or legal advice. It provides structure, clarity, and practical tools that help you stay informed and organised.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch2\u003eWhat this toolkit is not\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eIt is not a method for avoiding legal responsibilities\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eIt is not a product that helps hide income or assets\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eIt is not tax or wealth advice\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eIt is not a substitute for regulated financial or legal services\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eIt is an educational and organisational resource created to support clarity and informed decision-making.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch2\u003eInstant Digital Download\u003c\/h2\u003e\n\u003cp\u003eUpon purchase, you will receive:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003eA PDF version of the 33-page toolkit\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eEditable templates accessible via Google Docs\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eA print-friendly version\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003eMobile-friendly formatting\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eAll materials are delivered immediately after checkout.\u003c\/p\u003e\n\u003cp class=\"isSelectedEnd\"\u003e\u003cspan\u003eWant more support beyond this toolkit? Inside the OFFSYSTEM membership, you’ll find additional Justice Journals resources, practical guides, templates and tools to help you stay organised when dealing with SYSTEM support, financial evidence, disability paperwork and income protection.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e\u003ca href=\"https:\/\/nubeamedia.thrivecart.com\/insiders\/\" title=\"Offsystem Membership\" rel=\"noopener\" target=\"_blank\"\u003eOFFSYSTEM members\u003c\/a\u003e also get access to extra resources, community support and member-only updates as new tools are created.\u003c\/span\u003e\u003c\/p\u003e\n\u003chr\u003e\n\u003ch2\u003eRefund Policy\u003c\/h2\u003e\n\u003cp\u003eAs this is a digital product, all sales are final. If you experience any issues accessing your files, support will be provided to ensure successful delivery.\u003c\/p\u003e","brand":"OFFSYSTEM","offers":[{"title":"Default Title","offer_id":52549849514323,"sku":null,"price":14.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0999\/3997\/5507\/files\/THeJusticeJournalsBankStatementToolkit.png?v=1781997613"},{"product_id":"the-data-review-toolkit","title":"The Justice Journals Data Review Toolkit","description":"\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eThe Justice Journals Data Review Toolkit\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong\u003eThe Justice Journals Data Review Toolkit\u003c\/strong\u003e is a practical self-help resource to help you respond calmly, clearly and in writing when a public body or financial institution asks for your personal or financial information.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eIt helps you ask the right questions, request clarification, ask for reasonable adjustments, and keep a clear written record of how your data is requested, used and stored. You stay fully cooperative throughout.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eWhat’s included\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul dir=\"ltr\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e9 letter templates\u003c\/strong\u003e for different stages of a data review, from asking for clarification at the start to making a subject access request\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eA step-by-step written guide\u003c\/strong\u003e to responding to requests for bank statements and financial information\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReview appointment guidance:\u003c\/strong\u003e plain-language principles on proportionality, relevance and data minimisation\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eA bank checks explainer (updated October 2026):\u003c\/strong\u003e what Eligibility Verification Notices are, what banks can and can’t share, and what to do if you’re contacted afterwards\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e4 printable trackers and logs:\u003c\/strong\u003e a Data Compliance Tracker, a Change of Circumstances Log, a Time Abroad Log, and a Savings \u0026amp; Capital Check-in\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eWho this toolkit is for\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul dir=\"ltr\"\u003e\n\u003cli\u003eAnyone who has been asked for bank statements or financial information and wants to respond clearly and in writing\u003c\/li\u003e\n\u003cli\u003ePeople who want a dated record of every request, call and response\u003c\/li\u003e\n\u003cli\u003eAnyone who wants to understand their UK data protection rights, including data minimisation and subject access requests\u003c\/li\u003e\n\u003cli\u003ePeople who would find written communication or extra time helpful and want to know how to ask for reasonable adjustments\u003c\/li\u003e\n\u003cli\u003eAnyone who wants to stay organised by recording changes in their circumstances as they happen\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eFormat\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eInstant digital download (PDF, 37 pages, A4). 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For advice about your own situation, contact Citizens Advice, a Law Centre or a qualified adviser.\u003c\/p\u003e","brand":"The Justice Journals","offers":[{"title":"Default Title","offer_id":52608505151827,"sku":null,"price":16.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0999\/3997\/5507\/files\/DataReviewToolkit-ShopifyProductImage.png?v=1789727799"},{"product_id":"pip-plan-pro®","title":"PROVE IT - Your Disability Evidencing System","description":"\u003cp\u003e\u003cem\u003eAs featured in The Sun, The Independent, GB News and more.\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePROVE IT\u003c\/strong\u003e is a practical, step-by-step video course created by Alison McRobbie — award-winning author, former DWP employee and founder of The Justice Journals.\u003c\/p\u003e\n\u003cp\u003eThe course teaches Alison's \u003cstrong\u003eEvidence Point Rule methodology\u003c\/strong\u003e — a structured approach to organising, documenting and presenting information clearly and effectively, whether for workplace, health or administrative purposes.\u003c\/p\u003e\n\u003cp\u003eDesigned for anyone who wants to feel more confident, organised and prepared when putting together important records or supporting documents.\u003c\/p\u003e\n\n\u003ch2\u003eWhat's Included\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e5-module step-by-step video course\u003c\/li\u003e\n\u003cli\u003e3 custom evidence organisation tools\u003c\/li\u003e\n\u003cli\u003eLetter templates and evidence frameworks\u003c\/li\u003e\n\u003cli\u003eFull 30-day access to JusticeWriter Pro®\u003c\/li\u003e\n\u003cli\u003eLifetime access and lifetime updates\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003eOne payment. 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